New
Car financing in Paraguay
You can finance your car in two ways: in-house financing up to 36 installments with 30% down, or a bank loan up to 60 installments. We prepare and submit your credit application, and we support you until you drive your car home.
| In-house financing | Bank loan | |
|---|---|---|
| Maximum term | 36 installments | 60 installments |
| Down payment | 30% of the vehicle's value | Depends on the bank and your profile |
| Your used car as part of the payment | Yes, subject to evaluation | Yes, subject to evaluation |
| Who prepares the application | CAR RETAIL PY | CAR RETAIL PY, which submits it to the lender |
How the process works
- Inquiry. Tell us which car you want, how much you can put down and over how many installments.
- Application. We send you the list of documents for your situation and check that it is complete.
- Approval. We submit the application and let you know as soon as there is an answer.
- Delivery. We coordinate the signing and the transfer, and you drive your car home.
Documents usually required
If you are an employee: valid ID card (cédula), employment certificate, recent pay slips, IPS (social security) contribution statement and an ANDE or ESSAP utility bill in your name.
If you are self-employed: valid ID card (cédula), RUC (tax ID) certificate, VAT returns for recent months, recent bank statements and an ANDE or ESSAP utility bill in your name.
Each lender sets its final requirements; we confirm the exact list before submitting your application.
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